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Personal Savings .. Earn Competitive Interest
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Compounding frequency - Interest will be compounded quarterly.
Crediting frequency - Interest will be credited into this account quarterly.
Effect of closing an account - If you close your account before interest is paid, you will not receive the accrued interest.
Daily balance computation method - Interest is calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day.
Accrual of interest on noncash deposits - Interest will begin to accrue on the business day you deposit noncash items (for example, checks) into your account.
Minimum balance to open - The minimum balance required to open this account is $10.00.
Deposit limitations - You may make an unlimited number of deposits into your account.
Limitations on frequency of transfers - A depositor is permitted to make no more than six transfers per calendar month, or statement cycle of at least four weeks, to another depositor's account, to a third party by preauthorized or automatic transfer, or telephone agreement, order or instruction, or by check, draft, debit card, or similar order to third parties. If you exceed the transfer limitations set forth above in any statement period, your account will be subject to closure by the financial institution.
Fees and Charges - The following fees and charges apply to this account:
Bank of Odessa: (816) 633-5331
Telephone Banking: (877) 266-2612
Report Lost/Stolen Debit Card: 1(800) 500-1044
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