Financial Awareness

The best way to avoid fraud is to take preventative measures!In today’s world, fraud encompasses much more than counterfeit checks and money orders. With the advent of the internet there are many more kinds of fraud and many different scams. It has, unfortunately, become easier for predators to take advantage of the unsuspecting, honest consumer. At Bank of Odessa, your protection is important to us. The best way to avoid fraud is to take preventative measures, and the best way to do that is to be aware of the scams and frauds.

We want you to be Aware

This section of our website provides an overview of some of the most common types of fraud, along with some warning signs if someone is attempting fraudulent activity. In addition, we’ve included contact information on the major agencies you should notify if you believe you or someone you know is a victim of fraud.

Telemarketing Fraud

When you send money to people you do not know personally or give personal or financial information to unknown callers, you increase your chances of becoming a victim of telemarketing fraud. What are the Warning Signs of Telemarketing Fraud? Tips to Avoid Telemarketing Fraud... From the FBI.

Email Fraud - Scams

Phishing ... Not Fishing

"Phishing" is a kind of credit and debit card fraud. By pretending to email from a bank or similar site, scammers "fish" for account numbers, passwords, social security numbers, etc. They trick consumers into divulging sensitive information so that unlawful charges can be made on the consumers' accounts.

Do Not use The Link they Provide

Phishing email schemes change frequently and often have links or attachments with links. Users who click on the links are taken to look-alike sites (they may look just like your Bank or Credit Card Company site) where they are asked to enter personal data. This personal data is then used to open fraudulent accounts, or even charge your banking accounts. If you get an official looking email, do NOT open it. Call your Bank or Credit Card company directly, using the numbers provided on your Billing Statement, not ones that may be provided in the email.

Identity Theft -- What Is It?It is much more than someone stealing your credit card.

Identity theft happens when someone steals your private personal information such as your social security number, your credit card number or your checking account number, and uses it to commit theft. It is much more than someone stealing your credit card. The thief may steal your checking account information, your mother’s maiden name or some other personal information, known only to you and your immediate family members in order to pose as you and drain your checking account, investments or other savings vehicles. How do you protect yourself?

What To Do If You Think Fraud has Taken Place

Immediately contact the Company, or Bank that represents your credit card, your checking account, loan etc. to let them know of any fraudulent activity directed against you. Call Bank of Odessa (816) 230-4512 to report any discrepancies with your checking or savings accounts. Describe the circumstances with as much detail as possible. Let them know about charges you did not make, or withdrawals from your accounts... They can give you the necessary steps to correct the problem.

Contact Information - To Report Fraudulent Activity

If you have information about fraudulent activity, report it to your state, local, or federal law enforcement agencies. In addition, the local Better Business Bureau may be able to assist you.

Missouri Attorney General

Missouri Better Business Bureau

National Fraud Information Center 

Phone: 1-800-876-7060

Additional Information

If you'd like to learn more about fraud and how to prevent it, the following websites provide even more detail than we have covered here.


FDIC Insurance Coverage Permanently Increased to $250,000.00 - The Financial Reform Bill signed into law on July 22, 2010, has permanently increased FDIC Insurance Coverage from $100,000.00 to $250,000.00 per depositor. Should you have additional questions regarding your insurance coverage, you may access the FDIC’s website at

The Bank of Odessa Card Alerts 1. Message frequency varies by account. 2. Message and data rates may apply. 3. Text HELP to 72586 for help or call (816) 230-4512. 4. Text STOP to 72586 to cancel. Participating carriers include AT&T, Sprint, T-Mobile, Verizon Wireless, Boost, Virigin Mobile, MetroPCS, Alltel, AWCC, Cricket, Google Voice, and U.S. Cellular. For privacy policy please click below.
Copyright 2018 by Bank of Odessa. All rights reserved. Equal Opportunity Lender and Member FDIC

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